This week is the third in our short series about GP premises. Ben talks to Ian Crompton, the Head of Healthcare Banking at Lloyds Banking Group. Ian describes the relationship that the bank has developed with GP practices and a range of specific issues relating to premises including the concept of “last man standing”, the options for new partners and the difference between owner/occupied and investment properties. He gives his views on the formation of property companies and ways in which GPs can protect themselves and their investment.